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Confirmation Availability Funds (PSD2)1.1.5

  • Live

Retrieve confirmation on the availability of funds from an ABN AMRO account.


Access account information

Retrieve the available balance on the account.


Valuable insights

Based on transaction data and real-time balances, develop applications that give valuable insights.



This API uses PSD2 compliant eIDAS certificates. 
Any Payment Initiation Service Provider (PISP) or Card-Based Payment Instrument Issuer (CBPII) with a PSD2 license can use this product.


The Confirmation Availability of Funds (PSD2) API provides you the ability to validate the available funds on the customer's account. It enables you to retrieve real-time balance checks on ABN AMRO accounts.


To use this API in a production environment, you must have the following:

  • A PSD2 license:
    To access ABN AMRO accounts as a third-party service provider, you must have a PSD2 license that has been granted by a local competent authority. In the Netherlands, the local competent authority is De Nederlandsche Bank (DNB). If you require access to accounts in other countries, you also need a license in those countries.
  • An EIDAS certificate: 
    ABN AMRO only accepts Qualified Website Authentication Certificates (QWAC) from Qualified Trusted Service Providers (QSTPs) that are on the trusted list with CEF Digital only. This certificate is used for identification, and is also required for OAUTH authorization when accessing APIs.


Use this API to retrieve:
  • Confirmation of available funds

Learn about PSD2


PSD2 Explained

A number of changes are taking place in the area of payment services. These changes relate to a new European directive PSD2 (Payment Services Directive). One of the main objectives of PSD2 is to boost competition and innovation in the area of payment services.

The most significant change for ABN AMRO customers is that they will be able to give licensed third parties access to their current accounts. For the customer, this will enhance and create new experiences.

Alongside banks, other companies and organizations will be able to access account information and initiate payment services. Customer permission is required.

Learn more


How it works


1. Explain your proposition

Within your application, explain your proposition and the value it offers to the customer.


2. Request customer consent

Ask the customer to give access to their ABN AMRO payment account using the existing signing methods.


3. Get confirmation of available funds

Get confirmation of the availability of funds.

Try it out

Start building in our sandbox

Want to see what you can do with this API? 

Add a new app and start experimenting in our sandbox.

What you need to use this API

1. Get a PSD2 license from the regulator.

2. Start building your application in the sandbox.

3. Request a certificate for your connection (PSD2 QWAC eIDAS SSL).

4. Request production access at ABN AMRO.

5. Get consent from the customer.


Related APIs

  • payments Payments

Payment Initiation (PSD2)

  • Live

Initiate payments and retrieve information on the status of the transaction.

  • accounts Accounts

Account Information (PSD2)

  • Live

Retrieve information from an ABN AMRO account, such as: transactions, balance, and name of the account holder.

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