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sy profile Accounts

Account Information (PSD2)1.2.4

  • Live

Retrieve information from an ABN AMRO account, such as: transactions, balance, and name of the account holder.

people

Access account information

Retrieve details from an ABN AMRO account, such as: transactions, balance, and name of the account holder.

target

Valuable insights

Based on transaction data and real-time balances, develop applications that give valuable insights.

EU

PSD2 eIDAS

This API uses PSD2 eIDAS compliant certificates. Any Account Information Service Provider (AISP) with a PSD2 license and PSD2 eIDAS certificate can use this product.

Overview

The Accounts Information (PSD2) API provides your customers with aggregated financial information, or an overview of balances from accounts held at different banks.
 
It enables you to retrieve transactions and real-time balances from ABN AMRO payment accounts. Account information can only be accessed with the ABN AMRO account holders permission.

    Requirements

    To use this API in a production environment, you must have the following:

    • A PSD2 licence:
      To access ABN AMRO accounts as a third-party service provider, you must have a PSD2 license that has been granted by a local competent authority. In the Netherlands, the local competent authority is De Nederlandsche Bank (DNB). If you require access to accounts in other countries, you also need a license in those countries.
       
    • An EIDAS certificate: 
      ABN AMRO only accepts Qualified Website Authentication Certificates (QWAC) from Qualified Trusted Service Providers (QSTPs) that are on the trusted list with CEF Digital only. This certificate is used for identification, and is also required for OAuth authorization when accessing APIs.

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    Summary

    Use this API to retrieve:
    • Transaction information
    • Current balance
    • Account details
    • Available funds

    Learn about PSD2

    EU

    PSD2 Explained

    A number of changes are taking place in the area of payment services. These changes relate to a new European directive PSD2 (Payment Services Directive). One of the main objectives of PSD2 is to boost competition and innovation in the area of payment services.

    The most significant change for ABN AMRO customers is that they will be able to give licensed third parties access to their current accounts. For the customer, this will enhance and create new experiences.

    Alongside banks, other companies and organisations will be able to access account information and initiate payment services. Customer permission is required.

    Learn more

    Examples: what could you build?

    GET Account Transactions

    GET Account Balance

    GET Account Details

    How it works

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    1. Explain your proposition

    Within your application, explain your proposition and the value it offers to the customer.

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    2. Request customer consent

    Ask the customer to give access to their ABN AMRO payment account using the existing signing methods.

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    3. Get account information

    Retrieve details of an account such as account holder name, transaction history and real-time balances.

    Try it out

    Start building in our sandbox


    Want to see what you can do with this API? 

    Add a new app and start experimenting in our sandbox.

    What you need to use this API

    1. Start building your application in the sandbox.

    2. Get a PSD2 license from the regulator.

    3. Request a certificate for your connection (PSD2 QWAC EIDAS SSL).

    4. Request production access at ABN AMRO.

    5. Get consent from the customer.

     

    Related APIs

    • payments Payments

    Payment Initiation (PSD2)

    • Live

    Initiate payments and retrieve information on the status of the transaction.

    • sy profile Accounts

    Confirmation Availability Funds (PSD2)

    • Live

    Retrieve confirmation on the availability of funds from an ABN AMRO account.


    Need help?

    Do you have a question? On our Support page you will find a list with answers to frequently asked questions.Mobile

    Did not find the answer you are looking for? Please contact us. We are happy to help.
     

             Go to support                Learn the basics