Examples: what could you build?
How it works
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What you need to use this API
Payment Initiation (PSD2)
Retrieve details from an ABN AMRO account, such as: transactions, balance, and name of the account holder.
Based on transaction data and real-time balances, develop applications that give valuable insights.
This API uses PSD2 eIDAS compliant certificates. Any Account Information Service Provider (AISP) with a PSD2 license and PSD2 eIDAS certificate can use this product.
To use this API in a production environment, you must have the following:
A number of changes are taking place in the area of payment services. These changes relate to a new European directive PSD2 (Payment Services Directive). One of the main objectives of PSD2 is to boost competition and innovation in the area of payment services.
The most significant change for ABN AMRO customers is that they will be able to give licensed third parties access to their current accounts. For the customer, this will enhance and create new experiences.
Alongside banks, other companies and organisations will be able to access account information and initiate payment services. Customer permission is required.
Within your application, explain your proposition and the value it offers to the customer.
Ask the customer to give access to their ABN AMRO payment account using the existing signing methods.
Retrieve details of an account such as account holder name, transaction history and real-time balances.
1. Start building your application in the sandbox.
2. Get a PSD2 license from the regulator.
3. Request a certificate for your connection (PSD2 QWAC EIDAS SSL).
4. Request production access at ABN AMRO.
5. Get consent from the customer.
Initiate payments and retrieve information on the status of the transaction.
Retrieve confirmation on the availability of funds from an ABN AMRO account.