Use this API to fully automate the process of initiating transactions from your Enterprise Resource Planning (ERP), Treasury Management System (TMS), or any other financial system. The API provides pre-authorized (signed) and instant payment functionalities. These functionalities can be integrated depending on your specific usage. This makes the overall process of initiating transactions faster and easier.

ABN AMRO's other payment API (Business Account Payment API) supports batch-driven transactions, following the regular payments processing. The Business Account Payment Instant API focusses on single transactions and instant payments processing. This enables you to automate the payments flow and provides you with the opportunity to directly optimize your financial value chain. 

This API supports the ISO20022 XML format, and the authorization of the transactions can be done using JSON Web-signature. 

Note: At this moment the payments will still follow the regular payments processing. The instant payment processing will be added in a later stage. 

Requirements

To use this API in a production environment, you must have the following:

• An ABN AMRO Business Current account registered in the Netherlands.
• A contract for Internet Banking Business or Access Online.
• A TLS certificate of the type Organisation Validation (OV) or Extended Validation (EV) from Digicert, Quo Vadis, Sectigo or Entrust without wildcard options. 
• A TLS certificate of the type Extended Validation (EV) from Digicert, Quo Vadis, Sectigo or Entrust without wildcard options for JSON Web Signature generation. This can not be the same certificate as the TLS certificate for authentication (bullet above).
• The organization name issued on the certificates must correspond to the name of the API contract holder.