Use this API to automate the process of initiating transactions from your Enterprise Resource Planning (ERP), Treasury Management System (TMS), or any other financial systems. This eliminates errors caused by manual transaction entries or uploads and makes the process faster and safer. After initiation of the payments, you can authorize the payments in your Access Online or Internet Banking Business portal.

Combined with the Business Account Insight API, the payments and reconciliation process can be optimized. This gives you a better insight into the current status of your invoices and account balances and provides you with the opportunity to make better financial decisions.

Business clients can connect to ABN AMRO either directly or through a third party who is providing accounting, bookkeeping or other bank connectivity services for clients.

This API supports the ISO20022 XML format.

Requirements

To use this API in a production environment, you must have the following:

• An ABN AMRO Business Current account registered in the Netherlands.
• A contract for Internet Banking Business or Access Online with Online Signing.
• A TLS certificate of the type Organisation Validation (OV) or Extended Validation (EV) from Digicert, Quo Vadis, Sectigo or Entrust without wildcard options. 
• The organization name issued on the certificate must correspond to the name of the API contract holder.
• In case you want to do SEPA Direct Debit transactions, you also need a direct debit contract.

To use this API as a third party providing integration services, you must have the following:

• Contract for bank connectivity.
• A TLS certificate of the type Organization Validation (OV) or Extended Validation (EV) from Digicert, Quo Vadis, Sectigo or Entrust without wildcard options.
• The organisation name issued on the certificate must correspond to the name of the API contract holder.
• A signed request and approval from the accountholder, to connect the accounts.