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Payments

Payment Initiation (PSD2) 2.1.1

  • Live

Initiate payments and retrieve information on the status of the transaction.

Release notes

This release notes document provides a comprehensive overview of all changes, bug fixes, and improvements introduced to the Payment Initiation API and its documentation.

Version 2.1.1 - 07-04-2026

  • Added end-of-support date V1 version SCT and Cross-Border endpoints.
  • Added a clarification regarding status request in V2 version.
  • Adjustment of cross-border example.

Version 1.7.1 - 07-04-2026

  • Added the end-of-support date of the Single SEPA Credit Transfer as well as the Cross-Border endpoints in version 1.

Version 1.7.0 - 19-01-2026

  • Added a new operation that allows retrieving the batch status for bulk payments.

Version 2.1.0 - 05-01-2025

  • Added Cross-Border endpoints.

Version 2.0.1 - 12-12-2025

  • Updated POST request body to correctly display required and optional fields.

Version 2.0.0 - 03-12-2025

  • First release of version 2.0.0.

Version 1.6.15 - 11-12-2025

  • Changed the go-live date for Instant processing of SCT batches from the 6th to the 12th of December 2025.

Version 1.6.14 - 9-12-2025

  • Added announcement about the discontinuation of version 1 of the API with a reference to version 2.

Version 1.6.13 - 10-11-2025

  • Announcement of Instant Batches functionality.

Version 1.6.12 - 3-10-2025

  • Added clarification regarding QWAC certificate requirements.

Version 1.6.11 - 24-09-2025

  • Corrected example of Consent info response.

Version 1.6.10 - 11-06-2025

  • Added additional information about SEPA file validations.

Version 1.6.9 - 14-04-2025

  • Added support for pain.001.001.09 version.

Version 1.6.8

  • Corrected the postCode attribute in the cross-border example.
  • Added max number of transactions allowed in a batch.

Version 1.6.7

  • Clarified the token validity for retrieving statuses.
  • Corrected the conditions for mapping the creditorAddress townName and country for cross border payments.

Version 1.6.6

  • Corrected the enum of accountNumberType for cross-border payments.

Version 1.6.5

  • Updated consent duration to 180 days. Planned activation on 12th of July 2023.
  • Minor clarifications in documentation.

Version 1.6.4

  • Added clarification that mobile consent doesn't work for Batch payments, Standing Orders or Cross Border payments.
  • Corrected references to step 3 of the Batch payments tutorial.

Version 1.6.3

  • Corrected references to steps in Batch payment upload and execution tutorial.
  • Clarified the description of the consentExpiresIn attribute.

Version 1.6.2

  • Removed references to SEPA Direct Debits.
  • Added the missing Sandbox token URL.
  • Small textual clarifications.
  • Clarified the end of support of the legacy URLs.

Version 1.6.1

  • Clarified the date when beneficiary bank info becomes mandatory.
  • Corrected sample response messages and text.

Version 1.6.0

  • Added bankName and 'bankAddress' fields for Xborder Payment.

Version 1.5.2

  • Deprecating the "Batch payment upload for authorization" solution as per March 1st 2023.
  • Added note about support for legacy URLs ending on March 1st 2023.
  • Removed references to "BANK" query parameter in the authentication URL.
  • Added clarification on different payment status codes.

Version 1.5.1

  • Update production access details for Authorization URL and Token URL.
  • Added note about Support for legacy URLs ending on December 1st, 2022.

Version 1.5.0

  • Added creditorAddress field for Xborder Payment.

Version 1.4.1

  • Added support for one time usage of the CAF API using the PIS token.

Version 1.4.0

  • Changed authorization endpoint for sandbox environment.

Version 1.3.0

  • Enabled 1x SCA option for QR code, Mobile banking app.
  • Added support batch execution consent with batch pre-registration and execution endpoints.
  • Enabled batch execution consent using account holder signature schema.
  • Added consentStatus field for TPP to retrieve status of user consent.
  • Added consentExpiresInNumber field for TPP to retrieve consent expiry details.

Version 1.2.3

  • Introduction of 1x Strong Customer Authentication (SCA).

Version 1.2.2

  • Added information about the fallback option.

Version 1.2.1

  • Added attribute "accountHolderName" in the response message of a Payment Initiation.
  • Added attribute "authorizationUrl" in the response message of a Batch initiation.

Version 1.2.0

  • Improved documentation for new developer portal.
  • Improved documentation based on feedback from third parties.
  • Added Content-Length header for PUT operation.
  • Added textual improvements based on feedback.
  • Added Standing Order DELETE endpoint details.

Version 1.1.0

  • Added standing payment orders.
  • Added batch payments.
  • Added a delete payment operation.
  • Updated YAML file to the OpenAPI 3 specification.
  • Added textual improvements based on feedback.

Version 1.0.1

  • Sandbox is now live.
  • Updated OAuth2 in the YAML file.
  • Updated documentation for the Sandbox environment.
  • Added minor improvements.

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