How it works
Try it out
What you need to use this API
Retrieve the available balance on the account.
Based on transaction data and real-time balances, develop applications that give valuable insights.
This API uses PSD2 compliant eIDAS certificates.
Any Payment Initiation Service Provider (PISP) or Card-Based Payment Instrument Issuer (CBPII) with a PSD2 license can use this product.
To use this API in a production environment, you must have the following:
Any Payment Initiation Service Provider (PISP) or Card-Based Payment Instrument Issuer (CBPII) party with a PSD2 license.
This API is available to all payment accounts in the Netherlands; corporate customers in Belgium and Germany; and private banking customers in Belgium and Germany.
A number of changes are taking place in the area of payment services. These changes relate to a new European directive PSD2 (Payment Services Directive). One of the main objectives of PSD2 is to boost competition and innovation in the area of payment services.
The most significant change for ABN AMRO customers is that they will be able to give licensed third parties access to their current accounts. For the customer, this will enhance and create new experiences.
Alongside banks, other companies and organizations will be able to access account information and initiate payment services. Customer permission is required.
Within your application, explain your proposition and the value it offers to the customer.
Ask the customer to give access to their ABN AMRO payment account using the existing signing methods.
Get confirmation of the availability of funds.
1. Get a PSD2 license from the regulator.
2. Start building your application in the sandbox.
3. Request a certificate for your connection (PSD2 QWAC eIDAS SSL).
4. Request production access at ABN AMRO.
5. Get consent from the customer.