API is an acronym for Application Programming Interface. An API is a standard non-graphical interface that makes an application’s functionality available to other applications over a network.
Imagine the possibilities if you could connect an application to another, with almost the ease of plugging in a USB-cable. In the case of USBs, through a widely accepted standard, you can connect different devices to your PC, adding capabilities and value.
Similarly, APIs also enable you to combine application functionalities and services via a standardized interface. With these digital building blocks, you can for instance retrieve account information or initiate a payment from your own connected application.
Not a new technology
Companies such as Apple, Spotify and Dutch railway operator NS show that providing strategically selected services to third parties can add great client value. For example, Google Maps uses the NS API to show departures times in real time.
New in banking
ABN AMRO's goal is to provide clients with the ability to control their finances, so that they are in a position to make decisions that are right for them. This is done by developing products and services that are fast, simple, and personalized.
By offering API products next to proprietary channels, you can leverage ABN AMRO's capabilities to reinvent your customer experience, automate your processes, and build a future-proof banking solution.
ABN AMRO APIs for you
Our APIs enable you to make processes easier and more efficient, increase transparency and insights into your financial value chain, and help you to innovate.
The digital building blocks can serve multiple different purposes within your organization. The processes you optimize depend on your specific needs and wants.
Determine your internal balance limits and receive a notification when a lower/upper limit is reached.
2. Instant settlements
A direct feed into your preferred system triggers an automated payment to settle the balance.
Instant insights into balance details leads to more control on your cash positions, and lower risks.
Download the API Guide
Get the full picture and start working with APIs
When you consider to start working with APIs, there are some important steps to think about. From your use case and stakeholder buy-in; to technical implementation and execution. To help you with the most essential steps, we created an API Guide. It is based on our own experience and of our customers.
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