The Business Account Insight API enables business clients to receive a complete overview of real-time transaction details and balances from their Dutch ABN AMRO accounts. This can be done with a direct connection or through a third party who is providing accounting, bookkeeping or other bank connectivity services for clients.

Comprehensive financial information is retrieved using an API instead of a traditional internet banking channel. As a result, the complete process of invoking, receiving, and using the data, can be fully automated.

All data is available digitally, so it can be directly used within your Enterprise Resource Planning (ERP), Treasury Management System (TMS), or any other financial system. By defining the IBAN in the API call, the relating transaction data is retrieved. The API call can be tailored to your needs by defining, for instance, a date range.

The Business Account Insight API can be used by the account holder, the holding company to obtain bank statements on their respective companies or a third party providing bank connectivity services.

Requirements

To use this API in a production environment, you must have the following:

• An ABN AMRO Business Current Account registered in the Netherlands.
• Contract for Internet Banking Business or Access Online.
• A TLS certificate of the type Organisation Validation (OV) or Extended Validation (EV) from Digicert, Quo Vadis, Sectigo or Entrust without wildcard options. 
• The organisation name issued on the certificate must correspond to the name of the API contract holder.

To use this API in a production environment as a third party providing bank connectivity services, you must have the following:

• Contract for bank connectivity.
• A TLS certificate of the type Organisation Validation (OV) or Extended Validation (EV) from Digicert, Quo Vadis, Sectigo or Entrust without wildcard options.
• The organisation name issued on the certificate must correspond to the name of the API contract holder.
• A signed request and approval from the account holder, to connect the accounts.

Broekhuis (Car Dealer)

In the driver’s seat with APIs

We wanted to make payment information available so that our colleagues in the showrooms could request it themselves. The Business Account Insight API makes that information available in our Intranet environment. Salespeople can view their own showroom’s payment information in just a few clicks.

Are you curious about how our APIs can improve your company? What kind of use cases are possible with our APIs? Read how Broekhuis (car dealer holding for 13 brands) uses ABN AMRO Bank N.V.’s Business Account Insight API to improve its customer experience!

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