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In 2018, a number of changes will take place in the area of payment services. These changes relate to a new European directive: PSD2 (Payment Services Directive). The most significant change is that you will be able to give a company or organisation access to your current accounts.
Only registered Account Information Service Providers (AISPs) or Payment Initiation Service Providers (PISPs) with a license from “De Nederlandsche Bank” can use the PSD2 APIs. Respectively these APIs are Account Information Service (AIS) or Payment Initiation Service (PIS). AISPs or PISPs that are registered in another member state need a passporting notification from “De Nederlandsche Bank”.
Want more information regarding the PSD2 regulation? Here are some useful websites to visit:
ABN AMRO Bank N.V.: Visit our website for general customer information about PSD2 and frequently asked questions.
De Nederlandsche Bank (Central Bank of The Netherlands): Visit the website of the DNB for a full overview and updates on PSD2 arrangements in the Netherlands. Provided information includes new services, security & privacy, rights & regulations and supervision - by the DNB, The Netherlands Authority for Financial Markets, Authority for Consumers & Markets and the Dutch Data Protection Authority.
Autoriteit Persoonsgegevens (Dutch Data Protection Authority): Visit the website of the Dutch Data Protection Authority for information about explicit consent and other privacy related topics.