Accounts

Account Information

Retrieve details of an account such as balance transactions, balance and details.

Access to account details
Retrieve details of an account such as transactions, balance and name of the account holder.
Valuable insights
Develop applications which give valuable insights based on transactions and real-time balances.
PSD2 Compliant
Ready to use by Account Information Service Providers with a PSD2 license.
What is it?

The Accounts Information API enables you to retrieve transactions and real-time balances from ABN AMRO payment accounts.

By using this service, applications can access general account information (e.g. the account holder name) or transaction information (e.g. amount and book date).

Account information can only be accessed when the ABN AMRO account holder authorizes this access. 

NOTE:

  • When you require access as a third party service provider to ABN AMRO accounts, you need a PSD2 license from a local competent authority.
  • In the Netherlands, this is 'De Nederlandsche Bank' (DNB). If you require access to accounts in other countries, you need a license in that country as well.
  • A sandbox environment is available for development and testing. Access to production will be available before June 14th and can be requested if your organization has a PSD2 or banking license.
  • Searching for the PSD2 APIs of Bethman Bank or Neuflize OBC? Request access at the website of Bank Verlag for the APIs of Bethman Bank, or visit the Neuflize OBC Developer Portal for theirs.
Part of this API: 
Transactions
Balance
Details
Case Study
PSD2 Explained

A number of changes will take place in the area of payment services. These changes relate to a new European directive PSD2 (Payment Services Directive). One of the main objectives of PSD2 is to boost competition and innovation in the area of payment services.

The most significant change for ABN AMRO customers is that they will be able to give licensed third parties access to their current accounts. For the customer, this will enhance and create new experiences.

Alongside banks, other companies and organisations will be able to access account information and initiate payment services. This can only be done with permission of the customer.

Why use it?

Do your customers want to have aggregated financial information or an overview of their balances from accounts held at different banks? Do you want to build an application or website that solves problems like these for your customers? Then Account Information is the API you need.

With the Account Information API you can:

  • Automatically retrieve transactions and balance information
  • Create remarkable client experiences
  • Provide valuable insights to your users
  • Reduce manual steps needed for data gathering processes
Usable By: 
Account Information Service Providers with a PSD2 license
Availability: 
All Payment Accounts (The Netherlands)
Corporate Customers (Belgium, Germany & United Kingdom)

Getting curious?

Want to see what you can do with the API? Add a new app and start experimenting in our sandbox!

How does it work?
You can retrieve balance information, transaction details and confirmation on the availability of funds for our mutual customers. The API works with three easy steps.
Initiate a payment
From your application, initiate a single payment from an ABN AMRO payment account to another account.
Request customer consent
Account holders need to provide approval for accessing the account. This approval is valid for a period of 90 days, after which it can be renewed.
Get account information
Retrieve details of an account such as account holder name, transaction history and real-time balances.
What you'll need
Start building your application on Sandbox
Get license from the regulator
Request TLS certificate for your connection (EIDAS)
Request production access at ABN AMRO
Get consent from customer